At Altor Hospitals Cashless facilities allow patients to receive medical treatment without having to pay for the services upfront. Instead, the hospital bills the insurance company directly for the treatment received by the patient, provided the patient has valid health insurance coverage that includes cashless hospitalization benefits.
Insurance empanelment:
We have tie-ups with various insurance companies to provide cashless medical treatment to patients who have valid health insurance policies. Patients can avail of this facility by presenting their insurance card or policy number at the hospital’s front desk.
Pre-authorization:
To avail of the cashless facility, patients may have to obtain a pre-authorization from their insurance company before undergoing any medical treatment. This involves contacting the insurance company to get approval for the treatment and providing the necessary documents such as medical reports, doctor’s prescriptions, and other relevant documents.
Direct billing:
We offer cashless facilities will bill the insurance company directly for the medical treatment received by the patient. This means that the patient does not have to pay for the services upfront and can avoid the hassle of filing a claim for reimbursement later.
Room charges and other expenses:
Cashless facilities may cover room charges, doctor’s fees, diagnostic tests, and other medical expenses incurred during the hospital stay. However, some services such as personal items, food, and telephone charges may not be covered by the insurance company and may have to be paid for by the patient.
Limitations and exclusions:
Cashless facilities may have certain limitations and exclusions, such as restrictions on the type of medical treatment covered, the maximum amount of coverage available, and other conditions specified by the insurance policy.